The American Express Marriott co-branded cards lineup now has a new mid-tier card, the Marriott Bonvoy Bevy American Express Card. This card has an annual fee of $250, which is more than the entry-level $95-annual-fee Marriott Bonvoy Boundless® Credit Card, but less than the premium Marriott Bonvoy Brilliant™ American Express® Card ($650 annual fee). Terms apply.

Is the card really that much of an upgrade from the Marriott Bonvoy Boundless® Credit Card? Is the Marriott Bonvoy Bevy card worth its annual fee? Or would you be better off shelling out more money for the Marriott Bonvoy Brilliant™ American Express® Card and its Platinum elite status perks? Terms apply.

We dig into the value of the Marriott Bonvoy American Express Bevy Card benefits and whether it’s worth applying for.

Welcome offer (worth $875)

New Marriott Bonvoy Bevy American Express Card members can earn 125,000 Marriott Bonvoy points after they spend $4,000 in eligible purchases on their Card in the first three months. The offer is available through January 11, 2023. Terms apply.

This is one of the highest bonuses we’ve seen on a Marriott card, so if you’re considering getting it, you’ll want to do so before the offer expires in January 2023.

Of course, you’ll only receive the welcome offer once, so the welcome offer only makes this card worth it for the first three years. After that, you’ll have to rely on the card’s other benefits to determine if you want to keep paying the annual fee.

Rewards rate (value depends on your spending habits)

The Marriott Bonvoy American Express Bevy Card earns:

6x Marriott Bonvoy points on purchases at hotels participating in Marriott Bonvoy.

4x Marriott Bonvoy points on up to $15,000 in combined purchases per year at restaurants worldwide and U.S. supermarkets.

2x Marriott Bonvoy Points on all other eligible purchases.

Terms apply.

This card is great for people committed to the Marriott brand but who don’t necessarily spend much with the chain yearly. Because this card earns 4x on restaurants worldwide and U.S. supermarkets (up to $15,000 per year), you can accrue a big stash of Marriott points without traveling. It’s like a 2.8% return on every dollar spent on your food and groceries, based on NerdWallet’s valuation of Marriott points. Terms apply.

The 6x on Marriott spending is also a powerful multiplier. Because this card also comes with automatic Gold elite status, with a 25% bonus on eligible Marriott spend, you’ll earn 18.5 points per dollar you spend at most Marriott brands. Terms apply.

1,000 Marriott points per eligible stay (worth $7 each time)

The more you stay at Marriotts, the more you’ll get rewarded. This unique benefit isn’t doled out as an anniversary bonus but as a bonus on every stay. Terms apply.

This benefit is only worth about $7 each time, so it’s not enough to warrant getting or keeping the card solely for this benefit, but it’ll still help you earn award nights a little faster.

Complimentary Marriott Gold elite status (worth $126 annually)

The automatic Marriott Gold elite status is probably one of the most valuable benefits of this card because it can get you nicer rooms at no extra cost. NerdWallet values this second tier of Marriott elite status at $126 annually. Terms apply.

Some of the notable benefits of Marriott Gold elite status include:

25% bonus on eligible hotel purchases.

A welcome gift of points (though the exact welcome gift varies by brand).

An enhanced room upgrade (based on availability).

15 Elite Night Credits per year

If you aspire to even higher levels of elite status, the Marriott Bonvoy American Express Bevy Card gives you a headstart with 15 Elite Night Credits per year. After that, you’ll need to earn an additional 35 Elite Night Credits to earn the next level of elite status (Platinum at 50 nights). Terms apply.

Free Night Award up to 50,000 points (worth $350)

The Free Night Award is what usually makes some of the best hotel cards worth keeping, but the one on the Marriott Bonvoy American Express Bevy Card has a catch. You’ll only earn the Free Night Award after spending $15,000 on the card per year. Terms apply.

If you can put that much on this card, it will more than makeup for the annual fee if you play it right. However, there are plenty of other hotel cards that will give you a free anniversary night outright every year you renew (without needing to reach a spending minimum).

Who benefits most from the Marriott Bonvoy Bevy card?

The Marriott Bonvoy American Express Bevy Card pulls its weight with a high rewards rate on non-Marriott spending and meaningful bonuses on Marriott spending. It’s probably worth it if you value room upgrades with Gold elite status, but you don’t want to pay a premium for the Marriott Bonvoy Brilliant™ American Express® Card. Terms apply.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2022, including those best for: